Pametni ugovori: ugovaranje prijevoza i osiguranja od kašnjenja ili otkaza puta s posebnim osvrtom na autnomna vozila

master's thesis

• Title (english): Smart contracts: contracting of transportation and insurance against cancellation or delay with particular regard to autonomous vehicles
• Author: Varia Fabris
• Mentor: Jasenko Marin (mentor)
• Committee member: Iva Savić (predsjednik povjerenstva)
• Committee member: Jasenko Marin (član povjerenstva)
• Committee member: Mišo Mudrić (član povjerenstva)
• Granter: University of Zagreb; Faculty of Law; (Maritime and General Transport Law); Zagreb
• Defense date and country: 2022-09-27, Croatia
• Scientific / art field, discipline and subdiscipline: SOCIAL SCIENCES; Law

Abstract

Koncept pametnog ugovora omogućen je konstitutivnim tehnološkim komponentama blockchaina: kriptografijom, tehnologijom distribuirane knjige i podatkovnom nepromjenjivošću koje mu omogućuju konsolidaciju s načelom pacta sunt servanda. S obzirom na nefleksibilnost pri sastavljanju te automatiziranost izvršenja, pametni ugovor odličan je kandidat za ugovorne obrasce u ugovornim odnosima u kojima prevladavaju apsolutistički ishodi. Takva industrija upravo je industrija osiguranja. Autonomna vozila također ovise o automatiziranoj tehnologiji te zbog tehnoloških komponenti poput crne kutije konveniraju primjeni pametnih ugovora. Pojava pametnih ugovora i blockchain tehnologije te autonomnih vozila otvara put novoj eri pravne regulacije, te predstavlja izazov postojećim konceptima ugovornog i prometnog prava u gotovo svim pravnim sustavima. Primjena pametnog ugovora u industriji osiguranja smjera na eradiciranje provedbene procedure, smanjenje troškova te naglašavanje etabliranih načela zaštite prava potrošača uz nužnu prilagodbu i izmjene zakonodavnih rješenja.

Abstract (english)

The concept of a smart contract has been made possible by the constituent technological components of the blockchain: cryptography, distributed ledger technology and data immutability enabling it to consolidate with the principle pacta sunt servanda. Considering the lack of flexibility in drafting and the automation of the execution, the smart contract is a great candidate for contractual forms in contractual relationships in which absolutist outcomes prevail. Such an industry is the insurance industry. Autonomous vehicles also depend on automated technology and due to technological components such as black box, they are convenient for the application of smart contracts. The emergence of smart contracts and blockchain technology and autonomous vehicles paves the way for a new era of legal regulation and is challenging existing contractual and transport rights concepts in almost all legal systems.
The application of smart contracts in the insurance industry is aimed at eradicating the enforcement procedure, cost reduction and emphasizing the established principles of consumer rights protection with the necessary adaptation and amendments of legislative solutions.

• Keywords: Ključne riječi: pametni ugovor; blockchain; autonomna vozila; osiguranje; tehnologija; potrošači
• Keywords (english): Key words: smart contract; blockchain; autonomous vehicles; insurance; technology; consumers
• Language: croatian
• URN:NBN: urn:nbn:hr:199:813829
• Study programme: Title: Law; Study programme type: university; Study level: integrated undergraduate and graduate; Academic / professional title: magistar/magistra prava (magistar/magistra prava)
• Type of resource: Text
• File origin: Born digital
• Access conditions: Open access
• Created on: 2022-10-10 07:23:07