Pravni okvir i uloga nadzornih tijela u sprečavanju pranja novca u kriptoindustriji

master's thesis

• Title (english): Legal framework and role of regulatory bodies in preventing money laundering in the cryptocurrency industry
• Author: Brigita Medaković
• Mentor: Sonja Cindori (mentor)
• Committee member: Sonja Cindori (predsjednik povjerenstva)
• Committee member: Jasna Bogovac (član povjerenstva)
• Committee member: Irena Klemenčić (član povjerenstva)
• Granter: University of Zagreb; Faculty of Law; (Financial Law and Financial Science); Zagreb
• Defense date and country: 2024-03-13, Croatia
• Scientific / art field, discipline and subdiscipline: SOCIAL SCIENCES; Law

Abstract

Potreba za novom regulacijom proizlazi iz tehnološkog napretka koji definira naše društvo. Uz dolazak kriptovaluta poput bitcoina, otvorile su se pravne praznine koje je neophodno popuniti, posebno s obzirom na interes kriminalnog svijeta, pogotovo perača novca. Tradicionalne faze pranja novca prilagodile su se novoj stvarnosti, gdje kriptovalute omogućuju visoku anonimnost, globalni doseg i nedostatak centralnog autoriteta za nadzor. U tom kontekstu, regulacije EU koje se odnose na sprječavanje pranja novca i financiranje terorizma nužno su usmjerene i na rješavanje izazova povezanih s kriptovalutama. S Grupom za financijsku akciju protiv pranja novca (FATF), Moneyvalom, Hrvatskom agencijom za nadzor financijskih usluga (HANFA) i Uredbom o tržištima kriptoiovine (MiCA direktivom), u fokusu se nalazi razvoj sveobuhvatnih pristupa koji će osigurati transparentnost, sigurnost i suzbijanje nelegalnih aktivnosti u kriptoindustriji.

Abstract (english)

The need for new regulation arises from technological advancements shaping our society. With the advent of cryptocurrencies like bitcoin, legal loopholes have emerged that require filling, especially given the interest of the criminal world, particularly money launderers. Traditional money laundering stages have adapted to this new reality, where cryptocurrencies offer high anonymity, global reach, and a lack of central authority for oversight. In this context, EU regulations relating to anti-money laundering and counter-terrorism financing are necessarily directed at addressing challenges associated with cryptocurrencies. With Financial Action Task Force (FATF), Moneyval, the Croatian Financial Services Supervisory Agency (HANFA), and the MiCA directive, the focus is on developing comprehensive approaches to ensure transparency, security, and the suppression of illegal activities in the crypto industry.

• Keywords: regulacija; kriptovalute; pranje novca; EU direktive; FATF; Moneyval; HANFA; MiCA direktiva.
• Keywords (english): regulation; cryptocurrency; money laundering; EU directives; FATF; Moneyval; HANFA; MiCA directive.
• Language: croatian
• URN:NBN: urn:nbn:hr:199:879234
• Study programme: Title: Law; Study programme type: university; Study level: integrated undergraduate and graduate; Academic / professional title: sveučilišni magistar/magistrica prava (sveučilišni magistar/magistrica prava)
• Type of resource: Text
• File origin: Born digital
• Access conditions: Open access
• Created on: 2024-03-15 09:47:20