Dokumentarni akreditiv i bankarska garancija na poziv, usporedba pravnih instituta

master's thesis

• Title (english): Documentary Letter of Credit and Demand Guarantee, Comparison of Legal Institutes
• Author: Tomislav Korda
• Mentor: Tomislav Jakšić (mentor)
• Committee member: Tomislav Jakšić (predsjednik povjerenstva)
• Committee member: Antun Bilić (član povjerenstva)
• Committee member: Siniša Petrović (član povjerenstva)
• Granter: University of Zagreb; Faculty of Law; (Company Law and Company Law); Zagreb
• Defense date and country: 2022-06-15, Croatia
• Scientific / art field, discipline and subdiscipline: SOCIAL SCIENCES; Law; Commercial and Company Law

Abstract

Rad se bavi uspoređivanjem dokumentarnog akreditiva i bankarske garancije na poziv s ciljem da se istaknu njihove razlike. Instituti se uspoređuju na temelju njihovog povijesnog razvoja, nacionalne i međunarodne regulative koja ih uređuje i njihovih temeljnih načela. Zaključak rada je da je dokumentarni akreditiv stariji institut od bankarske garancije na poziv. Njegova svrha je osiguranje plaćanja dok je svrha bankarske garancije na poziv osiguranje obveza iz temeljnog ugovora. Korištenje dokumentarnog akreditiva je u konstantnom opadanju dok je bankarska garancija na poziv još uvijek popularan institut. Na bankarsku garanciju na poziv primjenjuje se načelo inkorporacije, dok je ono isključeno kod dokumentarnog akreditiva u hrvatskom pravnom sustavu. Oba instituta su apstraktna i na njih se primjenjuje načelo poslovanja s ispravama. Međutim, bankarska garancija na poziv je institut kod kojeg se obično traži manji broj dokumenata koji su potrebni za plaćanje. Također, načelo stroge sukladnosti se nešto blaže primjenjuje na bankarske garancije na poziv nego na dokumentarne akreditive.

Abstract (english)

The paper deals with the comparison of documentary letter of credit and demand guarantee in order to highlight their differences. Institutes are compared based on their historical development, national and international regulations governing them, and their basic principles. The paper concludes that a documentary letter of credit is an older institute than a demand guarantee. Its purpose is to secure payment while the purpose of a demand guarantee is to insure obligations under the underlying contract. The use of documentary credit is in constant decline while demand guarantee is still a popular institute. The principle of incorporation applies to the demand guarantee, while it is excluded in the case of a documentary letter of credit in the Croatian legal system. Both institutes are abstract and they are documentary in character. However, a bank guarantee on call is an institute that usually requires a smaller number of documents required for payment. Also, the principle of strict compliance is somewhat milder applied to demand guarantee than to documentary letters of credit.

• Keywords: Dokumentarni akreditiv; bankarska garancija na poziv; povijesni razvoj dokumentarnog akreditiva i bankarske garancije na poziv; Ujednačeni običaji i praksa za dokumentarne akreditive; Ujednačena pravila o bankarskim garancijama.
• Keywords (english): Documentary letter of credit; demand guarantee; the historical development of a documentary letter of credit and demand guarantee; Uniform Customs and Practice for Documentary Credit; Uniform Rules for Demand Guarantees.
• Language: croatian
• URN:NBN: urn:nbn:hr:199:975758
• Study programme: Title: Law; Study programme type: university; Study level: integrated undergraduate and graduate; Academic / professional title: magistar/magistra prava (magistar/magistra prava)
• Type of resource: Text
• File origin: Born digital
• Access conditions: Open access
• Created on: 2022-06-17 09:24:13