Ugovor o jamstvu

master's thesis

• Title (english): Contract of suretyship
• Author: Andrea Jurakić
• Mentor: Saša Nikšić (mentor)
• Committee member: Saša Nikšić (predsjednik povjerenstva)
• Committee member: Ivana Kanceljak (član povjerenstva)
• Committee member: Marko Stilinović (član povjerenstva)
• Granter: University of Zagreb; Faculty of Law; (Civil Law); Zagreb
• Defense date and country: 2024-05-15, Croatia
• Scientific / art field, discipline and subdiscipline: SOCIAL SCIENCES; Law

Abstract

Ugovor o jamstvu vrsta je osobnog pojačanja ugovornog odnosa. Sklapaju ga vjerovnik i jamac te se njime jamac obvezuje vjerovniku da će ispuniti pravovaljanu i dospjelu obvezu glavnog dužnika ako on to ne učini. Sklapa se u pisanom obliku te jamstvo može preuzeti samo osoba koja ima potpunu poslovnu sposobnost. Dvije su glavne karakteristike ugovora o jamstvu. Akcesornost znači da je ugovor o jamstvu sporedan ugovor te o svemu ovisi i slijedi pravnu sudbinu glavnog ugovora između vjerovnika i glavnog dužnika. Ako i kada prestane obveza dužnika, prestaje i obveza jamca. Supsidijarnost podrazumijeva ovlaštenje vjerovnika da se obrati jamcu za ispunjenje tek nakon što se bezuspješno pokušao namiriti od dužnika, osim ako je ugovorena solidarnost pa jamac odgovara jednako kao dužnik. Jamčiti se može za svaku pravovaljanu obvezu, ali i za uvjetnu i određenu buduću obvezu. Jamčiti se može i za obvezu samoga jamca (podjamstvo). Temeljno je pravilo da je obveza jamca jednaka obvezi glavnog dužnika. Ako nije drukčije ugovoreno, jamac odgovara za cjelokupni iznos obveze, za troškove koje je vjerovnik imao radi naplate duga od dužnika, ugovorene kamate od dana isplate te za svako povećanje obveze nastalo zakašnjenjem dužnika ili njegovom krivnjom. Konačno, ako i kada jamac ispuni vjerovniku tražbinu, on stupa na mjesto vjerovnika te na njega prelazi ta tražbina i stječe pravo regresa od glavnog dužnika kojim može zahtijevati naknadu svega što je platio za njegov račun.

Abstract (english)

A contract of suretyship is a type of personal enhancement of the contractual relationship. It is concluded by the creditor and the guarantor, whereby the guarantor undertakes to the creditor to fulfill the valid and due obligation of the principal debtor if they fail to do so. It is concluded in writing, and only a person with full legal capacity can assume the guarantee. There are two main characteristics of a guarantee agreement. Accessoriness means that the guarantee agreement is a secondary contract, and its legal fate depends on and follows the legal fate of the main contract between the creditor and the principal debtor. When the debtor's obligation ceases, so does the guarantor's obligation. Subsidiarity implies the creditor's authorization to turn to the guarantor for fulfillment only after unsuccessfully attempting to recover from the debtor, unless joint liability is agreed upon, in which case the guarantor is liabile same as debtor. Suretyship can be provided for any valid obligation, as well as for conditional and specific future obligations. It can also be provided for the obligation of the guarantor themselves (sub-suretyship). The fundamental rule is that the guarantor's obligation is equal to the obligation of the principal debtor. Unless otherwise agreed, the guarantor is liable for the entire amount of the obligation, for the expenses incurred by the creditor in debt collection from the debtor, agreed interest from the date of payment, and for any increase in the obligation due to the debtor's delay or fault. Finally, when the guarantor fulfills the creditor's claim, he will become the new creditor and the claim transfers to him, acquiring the right of recourse from the principal debtor, enabling him to demand reimbursement for everything paid on his behalf.

• Keywords: jamstvo; akcesornost; supsidijarnost; solidarnost; podjamstvo; zastara; pravo regresa
• Keywords (english): suretyship; accessory nature; subsidiarity; joint liability; sub-suretyship; recourse; statute of limitation
• Language: croatian
• URN:NBN: urn:nbn:hr:199:801856
• Study programme: Title: Law; Study programme type: university; Study level: integrated undergraduate and graduate; Academic / professional title: sveučilišni magistar/magistrica prava (sveučilišni magistar/magistrica prava)
• Type of resource: Text
• File origin: Born digital
• Access conditions: Open access
• Created on: 2024-05-16 06:48:10